Unfortunately, in today’s world, many working people do not have a permanent employment contract. As a rule, these are limited and are then extended if necessary. However, this situation becomes problematic when the employee wants to apply for a loan from his bank. Without a fixed employment contract, however, most of them get rejected because the banks shy away from the risk for understandable reasons. But there are also exceptions.
An instant loan also means that the money can be used as quickly as possible. With online loans, it takes a few days for the money to arrive in the account. If you are in a hurry, go to the house bank first. Anyone who has been a customer for many years even has advantages.
You know each other here and the question of an employment contract doesn’t even arise. As a rule, the clerk checks the monthly cash receipts and the Credit Bureau when applying for an instant loan without an employment contract.
The situation is different with an online loan. It becomes very difficult with an instant loan without an employment contract from Switzerland. In contrast to the banks in Germany, they are not only satisfied with the monthly payment, they also want to see a copy of the employment contract.
The reason is that only those who have a permanent job can get a Swiss loan. Temporary employment relationships are not recognized. An immediate loan without an employment contract from Switzerland is not possible for the reasons mentioned.
Mail order and retail stores
Installment purchases in mail order or retail stores are unproblematic. The customer only needs the EC card to read the account data so that the monthly rate can be debited from the account. In the rarest of cases, income is asked for. However, a Credit Bureau query also always takes place here.
Applying for loans through capital lender is easy. An online loan application is sufficient to address both banks and private investors at a serious level. Of course, the borrower decides who gets the loan.